Budget Cuts Don’t Have to Mean Safety Cuts: Financing Options for Indiana Agencies

Indiana’s recent property tax cuts are providing relief to homeowners and businesses — but they also mean tighter budgets for local governments. For public-safety leaders, that creates a tough situation: police, fire, EMS, and 9-1-1 centers still need to upgrade their communications systems and facilities, but the money to fund those projects may not be there upfront.

At J&K Communications, we understand this challenge. Our mission has always been to help agencies get the tools they need to protect their communities — and that includes helping them find ways to fund critical upgrades when budgets are stretched.

The Problem: Less Revenue, More Needs

Property taxes are the main source of revenue for many local governments in Indiana and across the Midwest. When those revenues are cut, cities and counties often face tough choices:

• Delay or downsize critical projects
• Stretch outdated equipment beyond its lifecycle
• Reduce services or staffing to make up the gap

But public safety can’t always wait. Radios fail, compliance standards evolve, and outdated infrastructure creates risks for both responders and the communities they serve.

The Solution: Financing Through Government Capital

That’s where Government Capital Corporation (GCC) comes in. GCC is a national leader in public-sector financing, with more than 30 years of experience and over $6 billion in projects funded. Their financing programs are built specifically for municipalities, schools, utilities, and public-safety agencies.

Key Benefits of GCC Financing

• ✓ Up to 100% financing for equipment and facility projects
• ✓ Deferred or annual payments to match budget cycles
• ✓ Flexible terms — up to 10 years for equipment, up to 20 years for facilities
• ✓ Ownership at the end — your agency owns the equipment, not a rental
• ✓ Bundled solutions — financing can include installation, furniture, and other mission-critical items

From mobile radio systems and dispatch consoles to 9-1-1 call-taking platforms, towers, and facility upgrades, GCC helps agencies move forward without waiting for full budget approval.

Why This Matters Now

Financing ensures agencies can:

• Keep projects on track despite reduced revenues
• Spread costs across years instead of draining one annual budget
• Avoid delaying upgrades that directly impact safety and compliance

In short, GCC provides a path forward for agencies that need equipment now but can’t afford the full cost upfront.

J&K + GCC: Helping Agencies Move Forward

At J&K Communications, we don’t just deliver radios, towers, and technology. We also deliver solutions that help agencies find a way to fund them. By connecting our customers with GCC’s flexible financing, we’re helping ensure that budget cuts don’t turn into safety cuts.

Let’s Talk About Your Agency’s Needs

If your department or municipality is facing tighter budgets this year, let’s talk about how J&K and Government Capital can help make essential upgrades possible today.